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KLM

Leave your gold in safe hands

Avail instant gold loan with minimal documentation for your financial needs.

Unlock the real value of your gold

KLM Gold Loan is the ultimate solution for all your financial needs. Gold loans are the quickest way to raise funds during any financial emergencies. You gold will stay safe in our hands and you can go ahead and take advantage of every opportunity. KLM Gold Loan comes with minimal documentation and secure storage, a simple funding option to meet your needs. Fund your requirements when you need it. Your perfect financial partner offering you instant cash against gold at low interest rates.

Hassle free documentation and instant cash in just minutes

Expert valuation for your gold to give the maximum* per gram rate

Repayment in any of our wide network of branches

Appropriate reminders about your repayment dates

GOLD LOANS

Let your dreams fly high with KLM Gold Loans

An easy to avail loan scheme for all customers to get the best value for their gold. KLM Gold Loan comes with Minimal documentation, No hidden charges/processing fees, Customized schemes to suit all income groups, Payment option according to the daily interest, Excellent customer service with a shorter response time and most importantly Best value for your Gold with Strong rooms for complete safety of jewelry. Avail KLM gold loans by pledging gold ornaments including gold coins with minimum paper work and low interest rate.

Choose from a range of schemes

No hidden Charges

Attractive Interest Rates

Complete safety of jewels

FAQ’s on Gold Loans

Anyone who owns gold ornaments can avail the loan. (Note: minors are not eligible.) To obtain the loan you need to submit your gold jewellery (within a karat range of 18 to 24 k) at the branch. The loan amount that is sanctioned will be based on the gold valuation which involves verification of its purity. The weight of stones etc. fixed on the ornaments will be deducted for the purpose of valuation.
We need one document of identity proof (such as ration card, driving licence, PAN Card, Voter ID card, passport ,Aadhar card etc.) and one document of residential proof..
The customer has to submit the pawn ticket (given to them at the time of taking loan) to the counter staff at the branch with a request to close the loan account. The staff will enquire into your account in the (computer) system and inform you of the outstanding loan amount (principal + interest accrued). By depositing the outstanding loan amount with up to date interest, the loan account is closed. The branch head then hands over the ornaments to the customer against his/her acknowledgement.
In case loan amount is not repaid on or before the due date, penal rate of interest is liable to be charged on the loan amount from the due date of loan.
Our gold loan products have various tenors up to one year. Customers are counselled to service the interest on a monthly basis, to avoid risk of default.
Once you submit your application form and supporting documents, we shall give approval within a matter of minutes provided everything is in order. All loan approvals are at the sole discretion of the branch head.

For More Information, feel free to connect with us..